By Diana Blair The Client When we first started Sage Capital Advisors, we had the opportunity to meet with a small construction business owner and his wife who were referred to us by an attorney. The wife wanted to retire within a year and they were uncertain if this was possible. We spent time and interviewed the couple to discover their financial and retirement goals, determining what was important to them during retirement and for their estate. After several meetings, we w

By Matt Johnson, CFA® and Andy Nugent, CFA® The 4th quarter marked the end of a tumultuous year and showed that people are gaining hope for the future. Although we have seen a recent spike in Covid-19 cases, the vaccines from Pfizer and Moderna are getting distributed (although not at the pace that we expected), and there is hope of turning back to normalcy in the coming year. Although we will not be completely back to normal for some time, it seems as though we are on the ba