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Disclosure

General Disclosure This site is only intended for clients and interested investors residing in states and countries in which Sage Capital Advisors, LLC (“Sage”) is qualified to conduct investment advisory services. Sage is an SEC registered investment adviser located in La Jolla, California. Sage may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Sage’s web site is limited to the dissemination of general information pertaining to our investment advisory services and certain newsletters, blogs and reports. Contact Sage directly to find out if we may conduct advisory business in the state or country where you reside. Accordingly, Sage does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Sage representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.

Website Privacy If you do nothing during your visit to our website other than browse, read pages, or download or print information, Sage gathers and stores certain information about your visit. The information gathered does not identify you personally. Via our website hosting service, we may collect and store some or all of the following information when browsing our site: • The Internet Protocol (“IP”) Address and domain name used. The IP Address is a numerical identifier assigned either to your internet service provider or directly to your computer. IP addresses are used to direct internet information between computing systems. Our address can be translated to determine the domain name of your internet service provider; • The type of browser, operating system and screen resolution used on your computer; • The date and time you visited this site; • The web pages or services you accessed at this site; and • The website you visited prior to coming to this website (referring sites or links). The information collected or temporarily stored by our website host is used anonymously to monitor bandwidth use (performance) of servers and website traffic trends and patterns. Sage may analyze this information to determine how visitors are using our web-based content and services. Our sole aim is to improve our online presence and site utility. If during your visit to our website you send an e-mail, request information, sign up for a newsletter, or perform some other transaction on-line, the following additional information may be collected: • The e-mail address and contents of an e-mail if sent to Sage; • Any information you volunteer through an online form for any other purpose. We use your e-mail address to respond appropriately. This may be to respond to you, to address issues you may identify or to further improve our website. “Personal information” is defined as information about a person that is readily identifiable to that specific individual. Personal information may include an individual’s name, address, and phone number. A domain name or IP address is not considered personal information. Sage does not collect personal information about you unless you voluntarily provide it to us by sending us email or completing an online form. You may choose not to contact us by email or to provide any personal information using an online form. Your choice to not participate in these activities will not impair your ability to browse our website and read or download any information provided on the site. If you believe that your personal information is being used for a purpose other than what was intended when submitted, please contact us immediately. Links At certain places on our website we offer direct access or ‘links’ to other internet websites. These sites contain information that has been created, published, maintained or otherwise posted by entities or organizations independent of Sage. Sage does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located there. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent finance professional. Sage does not necessarily endorse or recommend any commercial product or service described at these websites.

Newsletters, Blogs and Reports Via this website Sage may offer various newsletters, blogs and reports for public distribution. Sage does not attempt to furnish personalized investment advice or services through these publications. Consult an investment professional before acting on any information contained in any Sage publication. Some of the information given in these publications has been produced by unaffiliated third parties and, while it is deemed reliable, Sage does not guarantee its timeliness, sequence, accuracy, adequacy, or completeness and makes no warranties with respect to results to be obtained from its use. All indices referenced are calculated, published and are the property of their respective publisher. Sage newsletters, blogs and reports may contain certain forward-looking statements. While past performance may be analyzed in these publications, past performance should not be considered indicative of future performance. Any charts contained within Sage newsletters, blogs and reports are for illustrative purposes only and should not be construed as effective predictors of future economic or market events. To the maximum extent permitted by law, Sage disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations in a Sage publication proves to be inaccurate, incomplete or unreliable, or result in any investment or other losses.